This article is a paid partnership with AccuPlan. The content is provided by the advertiser and published for informational purposes only. Alternative investments can be complex, illiquid and higher risk than traditional investments. Returns are not guaranteed and may vary based on market conditions and individual investments. Self-directed investment retirement accounts (IRAs) let you…
This article is a paid partnership with AccuPlan. The content is provided by the advertiser and published for informational purposes only. Alternative investments can be complex, illiquid and higher risk than traditional investments. Returns are not guaranteed and may vary based on market conditions and individual investments.
Self-directed investment retirement accounts (IRAs) allow you to invest in assets other than common stocks, mutual funds and bonds, where contributions can grow on a tax-deductible or tax-exempt basis. Alternative asset management platforms help execute transactions and provide administrative support. Specialized custodians hold physical assets in accounts, process transactions, manage cash flow, oversee recordkeeping and legal reporting, and ensure IRS compliance.
These trustees do not offer investment advice, which means you should exercise due care when investing in assets. Three alternative investment platforms for opening self-directed IRAs.
Note: Before opening an account, it is important to carefully compare providers and evaluate fees, structure and investment options. Also, talk to a professional or expert if you have any questions.
1. Accuplan Benefits Services
Accuplan Benefits Services is an alternative asset management platform that meets the unique needs of individual investors and client asset management businesses. Based in Riverton, Utah, the company uses a shared storage-management model. It serves as a third-party administrator handling paperwork and compliance, while sister organization American Estate and Trust acts as trustee.
This self-directed IRA administrator prides himself on his expertise. Most Accuplan Benefits Services employees have been with the team for more than 15 years, while others have been with the team for more than nine years. Such collective experience translates into broad institutional knowledge, speaking volumes about an organization’s deep familiarity with the strict rules and regulations that govern the industry.
Accuplan’s sales team will take your call to discuss your needs before opening your account. These professionals will help you with any concerns, ensuring that this platform suits your investment goals before diversifying into a wide range of alternative assets to protect the value of your portfolio.
Accuplan Benefits Services offer customization and flexibility. It gives you significant control over your investments, offers options that match your preferred risk tolerance, and delivers potential returns.
This self-directed IRA provider’s platform API is available to businesses that help individuals explore alternative investment opportunities. Its software solution supports asset management, digital governance and financial capabilities such as payment collection, external account reconciliation and dividend distribution.
Key Features
- LLC installation support in all 50 states
- White label
- Competitive price
2. IRA Finance
IRA Finance is one of the best alternative investment platforms with multiple holding models. The entity uses the IRA Financial Trust Company as the custodian and allows you to form an LLC to control the checkbook. Alternatively, this self-directed IRA provider offers a trust structure—the first in the industry to do so.
These holding arrangements are ideal for experienced individuals who prefer a more hands-on approach when building non-traditional investment positions. Such flexibility is particularly useful for those looking for quick transaction opportunities to support aggressive investment strategies.
IRA Financial is the first self-directed IRA provider to launch a mobile app. It also has a dedicated crypto trading software called IRAfi. This service allows you to directly own cryptocurrencies and supports seamless integration with Bitstamp for secure storage. This trading software favors 1:1 cold storage, meaning the physical keys to your digital assets are offline to protect them from online hackers.
The company only charges annually. He can process your application and help you get started with a self-directed IRA in minutes without paying a one-time setup fee. IRA Financial also does not require asset value, asset purchase and transaction fees.
The founder of IRA Financial is a tax attorney with deep knowledge of the Employee Retirement Income Security Act. The organization’s all-inclusive price includes compliance, reporting and tax advice to add significant value for your money.
Key Features
- 100% focused on self-managed retirement solutions
- Wide selection of accounts
- Online platform with full account access and management
3. Rocket Dollar
Rocket Dollar It is an asset management platform that allows you to fund any alternative investment you want. Its bring-your-own-deal (BYOD) approach allows you to allocate cash to private, non-traditional investment opportunities you find yourself, such as low-profile conversion projects. This ability allows you to move quickly and close a deal when market conditions favor you, giving you greater flexibility to build wealth.
The BYOD feature is available on Rocket Dollar’s Silver, Gold and Platinum. The Silver level is perfect for one-time investments and requires a custodian to sign all transactions, which takes 48 to 72 hours. Gold and Platinum plans do not require any trustee review. The Gold package includes an IRA trust checkbook checking account and provides ultimate control over most types of alternative investments. The Platinum level includes IRA trust and LLC accounts, as well as a solo 401(k) account ideal for rental properties and spin-off projects.
Rocket Dollar charges a one-time setup fee for the package you choose. Additionally, IRA collects a monthly fee for the service platform. The firm is System and Organization Controls 2 certified, the industry standard for customer data security.
This powerful self-directed IRA platform allows you to invest in alternative asset issuers and sponsors that partner with Rocket Dollar. These third parties include AngelList Ventures, Doorvest, Energea, Field Yield, Kraken and OneGold.
Key Features
- No assets under management fee
- A predictable subscription-based pricing model
- Fast installation
Leading Alternative Investment Platforms at a Glance
Learn about the history of Accuplan Benefits Services, IRA Financial and Rocket Dollar, the alternative assets they specialize in, and their fee structures.
| Platform | Year of creation | Alternative assets | Payment structure |
| Accuplan Benefits Services | 1985 | Cryptocurrencies, precious metals, private debt, private equity, private placements, real estate | right |
| IRA Finance | 2010 | Cryptocurrencies, mutual funds, precious metals, private placements, real estate, tax liens and documents | right |
| Rocket Dollar | 2018 | Consumer credit notes, cryptocurrencies, foreign investments, peer-to-peer lending, IPOs, precious metals, private equity, private placements, real estate, renewable energy projects | right |
Criteria for choosing these self-directed IRA platforms for alternative assets
Accuplan Benefits Services, IRA Financial, and Rocket Dollar are some of the top-rated alternative investment platforms for their transparent, straightforward pricing. These self-directed IRA providers can offer a healthy balance between high-touch service and digital technology.
Use an Alternative Asset Management Platform That’s Right for You
Accuplan Benefits Services, IRA Financial and Rocket Dollar cater to a variety of retirement investors. Choose a platform that offers services tailored to your long-term financial goals and provides access to your target investment opportunities. Learn more about each to determine the perfect fit.
